It is very difficult to have bankruptcy erase your student loan debt. In order to satisfy the undue hardship portion of the test in order to discharge student loan debt, you will need to show that you are unable to meet your minimally necessary living expenses in order for you to survive. Bankruptcy courts have ruled that a mere unpleasantness associated with repaying the student loan debt is not sufficient.
If you are thinking of filing for bankruptcy, contact our law office at 816-524-4949 or visit our website at www.Hoorfarlaw.com.