It is very difficult, almost impossible, to discharge student loans in a bankruptcy. In order to do so, you must meet the three prong Brunner test. Part of this test is that you must have made a good-faith effort to repay your student loans, including using your retirement funds to repay the loans.
If you have issues with student loans and would like to speak to an attorney, contact our law office at 816-524-4949 or visit our website at Hoorfarlaw.com.