Because Code §§1325(b)(1)(A), (B) give a chapter 13 debtor the option of either paying the debtor’s projected disposable income over the applicable commitment period or paying the debtor’s unsecured creditors in full, a plan that pays the debtor’s creditors in full over the applicable commitment period does not violate the requirement of good faith in Code §1325(a)(3) even though the debtor could pay the creditors in full more quickly by paying his or her full projected disposable income each month. In re Richall, 2012 WL 1657132.