{"id":2639,"date":"2016-01-18T10:37:59","date_gmt":"2016-01-18T15:37:59","guid":{"rendered":"http:\/\/hoorfarlaw.com\/blog\/?p=2639"},"modified":"2016-01-18T10:37:59","modified_gmt":"2016-01-18T15:37:59","slug":"bank-bad-deeds-in-bankruptcy","status":"publish","type":"post","link":"https:\/\/hoorfarlaw.com\/blog\/?p=2639","title":{"rendered":"Bank Bad Deeds in Bankruptcy"},"content":{"rendered":"<p><a href=\"http:\/\/hoorfarlaw.com\/blog\/wp-content\/uploads\/2016\/01\/bank.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-thumbnail wp-image-2640\" src=\"http:\/\/hoorfarlaw.com\/blog\/wp-content\/uploads\/2016\/01\/bank-150x131.png\" alt=\"bank\" width=\"150\" height=\"131\" \/><\/a><\/p>\n<p>The National Association of Consumer Bankruptcy Attorneys has recently listed several actions that, if taken by a bank or mortgage services, constitutes an abuse of the mortgage servicing rules when a debtor is in bankruptcy.\u00a0 Here are some of the actions that a bank should not take:<\/p>\n<ol>\n<li>Charging and advancing legal fees, property inspection fees, and broker price opinion fees incurred after the filing of a bankruptcy without disclosing the fees or filing an application with the court.<\/li>\n<li>Charging escrow fees in a proof of claim and also by a direct escrow review with enhanced direct monthly payments.<\/li>\n<li>Imposing late charges because the bank applies post-petition direct payments to pre-petition arrears.<\/li>\n<li>Charging property inspection fees every 32 days.<\/li>\n<li>Charging broker price opinion fees every 60 days.<\/li>\n<li>Purchasing forced-placed insurance on the property even though the debtor has insurance on the property.<\/li>\n<li>The failure to disclose the commissions received due to the forced-placed insurance.<\/li>\n<li>Failure to provide a debtor a credit or refund for forced-placed insurance.<\/li>\n<\/ol>\n<p>If you believe you need assistance filing for bankruptcy or suing a mortgage company for a violation of servicing rules, feel free to contact our law office at 816-524-4949 or visit our website at <a href=\"http:\/\/www.Hoorfarlaw.com\">www.Hoorfarlaw.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The National Association of Consumer Bankruptcy Attorneys has recently listed several actions that, if taken by a bank or mortgage services, constitutes an abuse of the mortgage servicing rules when a debtor is in bankruptcy.\u00a0 Here are some of the &hellip; <a href=\"https:\/\/hoorfarlaw.com\/blog\/?p=2639\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[267,76,776,348,693,732,718],"class_list":["post-2639","post","type-post","status-publish","format-standard","hentry","category-general","tag-attorney","tag-bankruptcy","tag-down-town-lees-summit","tag-law-office-of-camron-hoorfar","tag-lawyer","tag-loch","tag-we-can-help"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2639"}],"version-history":[{"count":1,"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2639\/revisions"}],"predecessor-version":[{"id":2641,"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=\/wp\/v2\/posts\/2639\/revisions\/2641"}],"wp:attachment":[{"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2639"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2639"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hoorfarlaw.com\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}