Insurance Not Required for Passengers

Automobile liability policy did not cover passenger. Whether read alone or together, statutes governing uninsured motorists and Motor Vehicle Financial Responsibility Law do not require coverage of passengers. The uninsured motorist “statute thereby measures what…coverage must be provided by reference to who is required to be included in liability coverage under the policy terms and the MVFRL, rather than by reference to whether the person would have been entitled to recover from the uninsured motorist.”

Charzetta Steele, Appellant vs. Shelter Mutual Insurance Company, Respondent.
Missouri Supreme Court- SC92520

Courtesy of the Missouri Bar.

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